Paolo J. Baltao, Senior Vice President of Union Bank of the Philippines, heads its EON Banking Group. EON is the first fully digital, award-winning neo banking platform in the Philippines. Through its focus on users' security and convenience, EON has become the partner of choice to communities requiring innovative banking solutions. Paolo was the President of G-Xchange, Inc., a wholly-owned subsidiary of Globe Telecom which operates and manages its m-commerce product, GCash. With almost 3 decades of experience in product management and business development, Paolo champions the digital banking revolution.